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Effective 11/12/2025
AssetShield BONUS 9/10
 
Strategy CURRENT
RATES
NEW
RATES
DIFFERENCE
Premium Bonus 15.00% 14.00% -1.00%
EBLR Premium Bonus (only available on AssetShield Bonus 10) 22.00% 21.00% -1.00%
Fixed Value 2.00% 1.90% -0.10%
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR 100.00% 95.00% -5.00%
BlackRock® Adaptive US Equity 7% Index 2-Year Point to Point with PR 125.00% 120.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR 75.00% NO CHANGE -
BNPP Patriot Technology Index 2-Year Point to Point with PR 100.00% NO CHANGE -
Nasdaq Premier™ Index Annual Point to Point with Cap 6.00% 5.50% -0.50%
Nasdaq Premier™ Index Annual Point to Point with PR 40.00% 38.00% -2.00%
Nasdaq Premier™ Index 2-Year Point to Point with Cap   15.00% 14.00% -1.00%
Nasdaq Premier™ Index 2-Year Point to Point with PR 60.00% 58.00% -2.00%
NYSE® Premier Index Annual Point to Point with Cap   6.00% 5.50% -0.50%
NYSE® Premier Index Annual Point to Point with PR 40.00% 38.00% -2.00%
NYSE® Premier Index 2-Year Point to Point with Cap 15.00% 14.00% -1.00%
NYSE® Premier Index 2-Year Point to Point with PR   60.00% 58.00% -2.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Cap   6.00% 5.50% -0.50%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR 40.00% 38.00% -0.50%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Performance Trigger 5.00% 4.80% -0.20%
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with Cap 15.00% 14.00% -1.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with PR 60.00% 58.00% -2.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt with PR 90.00% 85.00% -5.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR 115.00% 110.00% -5.00%
S&P 500® Annual Pt to Pt w/ Cap 4.50% 4.25% -0.25%
S&P 500® Annual Pt to Pt w/ PR 15.00% NO CHANGE -
S&P 500® Annual Pt to Pt w/ Performance Trigger 3.50% 3.25% -0.25%
S&P 500® Monthly Pt to Pt w/ Cap 1.25% NO CHANGE -
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR and PRR Fee 140.00% 135.00% -5.00%
BlackRock® Adaptive US Equity 7% Index 2-Year Point to Point with PR and PRR Fee 190.00% 185.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR w/PRR 130.00% 125.00% -5.00%
BNPP Patriot Technology Index 2-Year Point to Point with PR w/PRR 165.00% 160.00% -5.00%
Nasdaq Premier™ Index Annual Point to Point with PR w/PRR 60.00% NO CHANGE -
Nasdaq Premier™ Index 2-Year Point to Point with PR w/PRR 100.00% 95.00% -5.00%
NYSE® Premier Index Annual Point to Point with PR  w/PRR 60.00% NO CHANGE -
NYSE® Premier Index 2-Year Point to Point with PR  w/PRR 100.00% 95.00% -5.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR w/PRR 60.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with PR w/PRR 100.00% 95.00% -5.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt with PR and PRR Fee 175.00% 170.00% -5.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and PRR Fee 265.00% 260.00% -5.00%
S&P 500® Annual Pt to Pt w/ Cap and PRR Fee 6.50% 6.00% -0.50%
S&P 500® Annual Pt to Pt w/ PR and PRR Fee 35.00% NO CHANGE -
S&P 500® Monthly Pt to Pt w/ Cap and PRR Fee 2.50% NO CHANGE -
AssetShield 9/10
 
Strategy CURRENT
RATES
NEW
RATES
DIFFERENCE
Fixed Value 4.00% 3.80% -0.20%
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR 110.00% 105.00% -5.00%
BlackRock® Adaptive US Equity 7% Index 2-Year Point to Point with PR 145.00% 135.00% -10.00%
BNPP Patriot Technology Index Annual Point to Point with PR 95.00% 90.00% -5.00%
BNPP Patriot Technology Index 2-Year Point to Point with PR 135.00% 125.00% -10.00%
Nasdaq Premier™ Index Annual Point to Point with Cap   12.00% 11.00% -1.00%
Nasdaq Premier™ Index Annual Point to Point with PR 65.00% 60.00% -5.00%
Nasdaq Premier™ Index 2-Year Point to Point with Cap   40.00% 35.00% -5.00%
Nasdaq Premier™ Index 2-Year Point to Point with PR 90.00% 85.00% -5.00%
NYSE® Premier Index Annual Point to Point with Cap   12.00% 11.00% -1.00%
NYSE® Premier Index Annual Point to Point with PR   65.00% 60.00% -5.00%
NYSE® Premier Index 2-Year Point to Point with Cap   40.00% 35.00% -5.00%
NYSE® Premier Index 2-Year Point to Point with PR   90.00% 85.00% -5.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Cap   12.00% 11.00% -1.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR 65.00% 60.00% -5.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Performance Trigger 9.00% 8.25% -0.75%
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with Cap  40.00% 35.00% -5.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with PR 90.00% 85.00% -5.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt with PR 110.00% 100.00% -10.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR 190.00% 180.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap 8.00% 7.50% -0.50%
S&P 500® Annual Pt to Pt w/ PR 40.00% NO CHANGE -
S&P 500® Annual Pt to Pt w/ Performance Trigger 6.00% 5.75% -0.25%
S&P 500® Monthly Pt to Pt w/ Cap 2.00% NO CHANGE -
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR and PRR Fee 175.00% 170.00% -5.00%
BlackRock® Adaptive US Equity 7% Index 2-Year Point to Point with PR and PRR Fee 235.00% 210.00% -25.00%
BNPP Patriot Technology Index Annual Point to Point with PR w/PRR 145.00% 140.00% -5.00
BNPP Patriot Technology Index 2-Year Point to Point with PR w/PRR 200.00% 190.00% -10.00%
Nasdaq Premier™ Index Annual Point to Point with PR w/PRR 80.00% NO CHANGE -
Nasdaq Premier™ Index 2-Year Point to Point with PR w/PRR 120.00% 115.00% -5.00%
NYSE® Premier Index Annual Point to Point with PR  w/PRR 80.00% NO CHANGE -
NYSE® Premier Index 2-Year Point to Point with PR  w/PRR 120.00% 115.00% -5.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR w/PRR 80.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER 2-Year Point to Point with PR w/PRR 120.00% 115.00% -5.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt with PR and PRR Fee 195.00% 185.00% -10.00%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and PRR Fee 310.00% 300.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap and PRR Fee 11.00% 10.00% -1.00%
S&P 500® Monthly Pt to Pt w/ Cap and PRR Fee 3.30% 3.20% -0.10%
S&P 500® Annual Pt to Pt w/ PR and PRR Fee 55.00% NO CHANGE -

AssetShield 7

Strategy CURRENT
RATES
NEW
RATES
DIFFERENCE
Fixed Value 4.00% 3.80% -0.20%
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR 110.00% 105.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR 95.00% 90.00% -5.00%
Nasdaq Premier™ Index Annual Point to Point with Cap   11.00% 10.00% -1.00%
Nasdaq Premier™ Index Annual Point to Point with PR 60.00% NO CHANGE -
NYSE® Premier Index Annual Point to Point with Cap   11.00% 10.00% -1.00%
NYSE® Premier Index Annual Point to Point with PR 60.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Cap   11.00% 10.00% -1.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR 60.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Performance Trigger 8.70% 8.00% -0.70%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt w/ PR 110.00% 100.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap 7.50% 7.00% -0.50%
S&P 500® Annual Pt to Pt w/ PR 40.00% NO CHANGE -
S&P 500® Annual Pt to Pt w/ Performance Trigger 5.00% 4.75% -0.25%
S&P 500® Monthly Pt to Pt w/ Cap 1.90% NO CHANGE -
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR and PRR Fee 175.00% 170.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR w/PRR 145.00% 140.00% -5.00%
Nasdaq Premier™ Index Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
NYSE® Premier Index Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt w/ PR and PRR Fee 185.00% 175.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap and PRR Fee 10.00% 9.50% -0.50%
S&P 500® Annual Pt to Pt w/ PR and PRR Fee 55.00% NO CHANGE -
S&P 500® Monthly Pt to Pt w/ Cap and PRR Fee 3.00% 2.90% -0.10%

AssetShield 5

Strategy CURRENT
RATES
NEW
RATES
DIFFERENCE
Fixed Value 3.75% 3.55% -0.20%
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR 110.00% 105.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR 90.00% 85.00% -5.00%
Nasdaq Premier™ Index Annual Point to Point with Cap 10.00% 9.00% -1.00%
Nasdaq Premier™ Index Annual Point to Point with PR 55.00% NO CHANGE -
NYSE® Premier Index Annual Point to Point with Cap 10.00% 9.00% -1.00%
NYSE® Premier Index Annual Point to Point with PR 55.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Cap   10.00% 9.00% -1.00%
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR 55.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with Performance Trigger   8.20% 7.50% -0.70%
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt w/ PR 105.00% 95.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap 6.75% 6.25% -0.50%
S&P 500® Annual Pt to Pt w/ PR 40.00% NO CHANGE -
S&P 500® Annual Pt to Pt w/ Performance Trigger 4.75% 4.50% -0.25%
S&P 500® Monthly Pt to Pt w/ CaP 1.80% NO CHANGE -
BlackRock® Adaptive US Equity 7% Index Annual Point to Point with PR and PRR Fee 170.00% 165.00% -5.00%
BNPP Patriot Technology Index Annual Point to Point with PR w/PRR 140.00% 135.00% -5.00%
Nasdaq Premier™ Index Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
NYSE® Premier Index Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
S&P 500® Advantage 15% VT TCA Index (USD) ER Annual Point to Point with PR w/PRR 75.00% NO CHANGE -
S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Pt to Pt w/ PR and PRR Fee 180.00% 170.00% -10.00%
S&P 500® Annual Pt to Pt w/ Cap and PRR Fee 9.50% 9.00% -0.50%
S&P 500® Annual Pt to Pt w/ PR and PRR Fee 50.00% NO CHANGE -
S&P 500® Monthly Pt to Pt w/ Cap and PRR Fee 2.80% 2.70% -0.10%

                                 GuaranteeShield 3 & 5
 
Strategy CURRENT
RATE
NEW
RATES
DIFFERENCE
GuaranteeShield 3 Band #1 $10,000 - $99,999.00 Interest Rate 3.50% NO CHANGE -
Band #2 $99,999.01 -$249,999.00 Interest Rate 3.75% NO CHANGE -
Band #3 $249,999.01 Interest Rate 3.75% NO CHANGE -
GuaranteeShield 5 Band #1 $10,000 - $99,999.00 Interest Rate 3.60% 3.50% -0.10%
Band #2 $99,999.01 - $249,999.00 Interest Rate 3.85% 3.75% -0.10%
Band #3 $249,999.01 Interest Rate 3.85% 3.75% -0.10%


 
For Agent Information Only. Not for use in solicitation or advertising to the public.

Rates not guaranteed and subject to change. Annuity contracts and riders issued under form series for AssetShield Bonus Series: ICC22 BASE-IDX-B, ICC22 IDX-11-10, ICC20 E-PTP-C, ICC20 E-MPTP-C, ICC20 E-PTP-PR, ICC20 R-EBR, ICC20 R-ERR, 21 R-ERR, ICC16 R-MVA, ICC18 R-WSC-B; For AssetShield Series: ICC22 BASE-IDX, ICC22 IDX-10-10, ICC22 IDX-10-7, ICC22 IDX-10-5, ICC20 E-PTP-C, ICC20 E-MPTP-C, ICC20 E-PTP-PR, ICC18 E-MPTP-A, ICC20 R-EBR, ICC20 R-ERR, 21 R-ERR, ICC16 R-MVA, ICC18 R-WSC; For GuaranteeShield Series: ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5, ICC20 R-EBR and state variations thereof.  Product and availability may vary by state.

 

The BlackRock Adaptive US Equity 7% Index (the “Index”) is a product of BlackRock Index Services, LLC and has been licensed for use by American Equity Investment Life Insurance Company (“American Equity”) as a component of AssetShield (the “Product”). BlackRock ® , BlackRock Adaptive US Equity 7% Index ™ and the corresponding logos are registered and unregistered trademarks of BlackRock. The Product is not sponsored, endorsed, sold or promoted by BlackRock Index Services, LLC, BlackRock, Inc., or any of its affiliates, or any of their respective third party licensors (including the Index calculation agent, as applicable) (collectively, “BlackRock”). BlackRock has no obligation or liability in connection with the administration or marketing of Product. BlackRock makes no representation or warranty, express or implied, to the owners of the Product or any member of the public regarding the advisability of investing the Product or the ability of the Index to track general market performance. BlackRock does not guarantee the adequacy, accuracy, timeliness and/or completeness of the Index or any data or communication related thereto nor does it have any liability for any errors, omissions or interruptions of the Index. 

This product is not sponsored, endorsed, sold or promoted by BNP Paribas or any of its affiliates (collectively, “BNP Paribas”). Neither BNP Paribas nor any other party (including without limitation any calculation agents or data providers) makes any representation or warranty, express or implied, regarding the advisability of purchasing this product. BNPP Patriot Technology Index (the “Index”) is the exclusive property of BNP Paribas. BNP Paribas and the Index are service marks of BNP Paribas and have been licensed for use for certain purposes by American National Group, Inc. and its insurance company subsidiaries, including American Equity Investment Life Insurance Company. Neither BNP Paribas nor any other party has or will have any obligation or liability to owners of this product in connection with the administration or marketing of this product, and neither BNP Paribas nor any other party guarantees the accuracy and/or the completeness of the Index or any data included therein.

Citi is a registered trademark and service mark of Citigroup Inc. or its affiliates and is used and registered throughout the world utilized under license and agreement. Nasdaq ® , Nasdaq-100 ® , Nasdaq-100 Total Return™ Index, and XNDX ® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are being utilized under license and agreement by American Equity Investment Life Insurance Company in connection with this fixed index annuity product (the “Product”). truVol ® is a trademark of Salt Financial LLC (“Salt”). The Product is not designed, sponsored, endorsed, sold, underwritten, distributed, promoted, issued or administered by Citigroup, the Corporations or Salt, and no such party makes any representation regarding the advisability of purchasing such Product. None of Citigroup,

the Corporations or Salt gives any express or implied warranties, including, but not limited to, any warranties of merchantability or fitness for a particular purpose or use. In no event shall Citigroup, the Corporations or Salt be liable for any direct, indirect, special or consequential damages in connection with any use of Citigroup’s, the Corporations’ or Salt’s data and information.

Citi is a registered trademark and service mark of Citigroup Inc. or its affiliates and is used and registered throughout the world utilized under license and agreement. NYSE ® , ICE ® , and NYSE ® U.S. 500 Index, are registered trademarks of Intercontinental Exchange, LLC or its affiliates (which are collectively referred to as “IDI”) and are being utilized under license and agreement by American Equity Investment Life Insurance Company in connection with this fixed index annuity product (the “Product”). truVol ® is a trademark of Salt Financial LLC (“Salt”). The Product is not designed, sponsored, endorsed, sold, underwritten, distributed, promoted, issued or administered by Citigroup, IDI or Salt, and no such party makes any representation regarding the advisability of purchasing such Product. None of Citigroup, IDI or Salt gives any express or implied warranties, including, but not limited to, any warranties of merchantability or fitness for a particular purpose or use. In no event shall Citigroup, IDI or Salt be liable for any direct, indirect, special or consequential damages in connection with any use of Citigroup’s, IDI’ or Salt’s data and information.

The Nasdaq Premier™ Index and the NYSE ® Premier Index are administered and published by Citigroup, which has contracted with certain data providers to provide intellectual property that is used by Citigroup for the construction and design of such indices.

The S&P 500® and the S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index are products of S&P Dow Jones indices LLC or its affiliates (“SPDJI)”, and the S&P 500® Advantage 15% VT TCA Index (USD) ER, a product of SPDJI and BofA Securities, Inc. (collectively, the “Indices“), and have been licensed for use by American Equity Investment Life Insurance Company (“AE”). S&P®, S&P 500®, US 500™, The 500™, Dividend Aristocrats® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and have been licensed for certain purposes by AE. AE‘s insurance products based on the Indices are not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, or BofA Securities, Inc. and none of such parties makes any representation regarding the advisability of investing in such products, nor do they have any liability for any errors, omissions, or interruptions of the Indices.

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